1st Capital Mortgage - Grand Lake

If you grew up on Grand Lake and your dad was the developer of the Gran Tara development then chances are pretty good – after leaving behind the corporate world – that you would end up back at Grand Lake.

Not just back at Grand Lake, but living in one of the original Gran Tara houses.

And now you know why Mark Young of 1st Capital Mortgage calls Grand Lake, and Gran Tara, home.

It was in 1999 that Mark decided ‘enough is enough’ of the corporate world and returned to his roots at Grand Lake to work for himself – and for YOU – as a mortgage broker. Grand Lake Mortgage Mark Young

But Mark didn’t come in cold…all of his corporate experience was in banking and lending, so he knew what he was getting into when he opened up shop for the first time.

And since that fateful day in 1999, first as Grand Finale Mortgage and now as a correspondent lender for 1st Capital Mortgage, Mark has worked to help you buy your dream home…whether it’s a luxurious Grand Lake waterfront home or your first home through one of the many first-time buyers programs available today.

As a correspondent lender, Mark is again available to offer you a wide range of mortgage products that truly help you get the loan you need for the home you want – plus give you refinance options that work for your situation.

Of course, you can count on the most competitive rates for conventional and jumbo loans, but you can now also work with Mark on any number of loans designed for new home buyers and non-traditional buyers, including Native American Loans, VA Loans, FHA Loans, and USDA Rural Development Loans.

It is this wide range of loan products that allows Mark to find the perfect loan for your needs and decide what loan options are the best for you and your family.

Mark’s philosophy of lending is based on your monthly budget and not on figuring out the maximum you can borrow.

One of the most important things you can do when you begin your house buying journey is to get pre-qualified BEFORE you start looking for a new home.

And to that end, Mark works with you to find the monthly payment that you can comfortably afford based on your current monthly budget.

From there it’s simple math to find out how much you can borrow including all taxes, insurance, and fees based on current mortgage rates.

Once you know exactly what you can borrow, 1st Capital Mortgage will give you a letter that you can pass on to Realtors and home sellers outlining that you have been pre-approved and for how much.

This way, Realtors and sellers know you are serious when you make an offer on a home.

Far too often people take the time of Realtors without knowing beforehand what, if anything, they are qualified to buy.

That’s why it’s such a good-faith step in the home buying process for you to get pre-qualified so you know what you can afford while still having room in your monthly budget to live comfortably.

Mark believes strongly that too many people end up tied to their house and end up not being able to live or do anything other than worrying about making their monthly payments.

It’s important to Mark that you have room in your monthly budget to enjoy life and be comfortable.

To get started on your approval process now, call Mark at (918) 782-4994.

With over 20 years of experience in mortgage lending throughout Northeast Oklahoma and the Grand Lake area, you can count on Mark Young at 1st Capital Mortgage to find the right loan for you!